Introduction Welcome to Finzatech. These Terms and Conditions govern your use of our services, including our payment gateway, WhatsApp Business API for Shopify and WordPress, and custom software development (collectively, the “Services“). By using our Services, you agree to be bound by these Terms. If you do not agree, please do not use our Services.

Eligibility You must be at least 18 years old and legally capable of entering into a binding contract to use our Services.

Services Provided We offer the following core services:

• Payment Gateway: Secure and reliable payment processing solutions.

• WhatsApp Business API: Integration services for Shopify and WordPress to enhance customer communication.

• Custom Software Development: Tailored software solutions based on client requirements.

Fees and Payment Our pricing is not fixed and will be determined based on discussions with each client. Payment terms and conditions will be outlined in a separate agreement.

User Responsibilities By using our Services, you agree to:

• Provide accurate and truthful information.

• Maintain the confidentiality of your account credentials.

• Use our Services only for lawful purposes.

• Comply with all applicable laws and regulations.

We reserve the right to suspend or terminate your account if we detect unauthorized, illegal, or harmful activities.

Compliance and Data Privacy We comply with applicable laws, including:

• Data protection and privacy regulations (e.g., GDPR, CCPA).

• Financial and cybersecurity standards related to payment processing.

By using our Services, you consent to our data practices as outlined in our Privacy Policy.

Intellectual Property All content, trademarks, and intellectual property related to our Services remain our property. You may not copy, distribute, or modify any part of our Services without our explicit permission.

Limitation of Liability We provide our Services “as is” and do not guarantee uninterrupted or error-free operations. We disclaim liability for any losses, damages, or claims arising from your use of our Services to the maximum extent permitted by law.

Termination We may suspend or terminate your access to our Services at our discretion, particularly in cases of non-compliance with these Terms.

Governing Law and Dispute Resolution These Terms are governed by the laws of Karachi, Pakistan. Any disputes will be resolved through arbitration or legal proceedings in Karachi, Pakistan.

Amendments We may update these Terms from time to time. Continued use of our Services after modifications constitutes acceptance of the updated Terms.